Ask Yourself if the following statements sound
- Your pay doesn’t stretch to the next payday
- You are living on your credit cards to make ends meet
- You are living on payday loans
- You are feeling stress from money problems
- You pay only the interest or service charges on credit card bills
- Your cheques have been returned NSF
- You are threatened by legal action
- Your wages have been garnished
If you answered “yes” to two or more of these statements, you are experiencing debt problems. It’s not too
late. There are solutions.
The first step is acknowledging that there is a problem. Congratulations on taking the first step. You are
one step closer to a fresh start.
In the next LFFCU Blog, we will examine the choices you have on your road to debt freedom.